Most credit cards have fees. Banks take a huge risk offering money in lump sums to customers for a promise of repayment. This of course requires fees otherwise the Banks would go out of business.

Although Juniper does offer a good amount of fees, they aren’t as pricey as some of the other big named brand credit card companies out there.

Juniper Card Fees

1) The APR (annual percentage rate), is charged on the basis of the credit history of the client. Juniper periodically looks at the credit performance from the customers and charges the APR accordingly.

2) There are also fees within the transaction charge including: balance transfer and convenience check charge, cash advance charge, overdue charge, over your credit line charge, return check or convenience check charge etc.

3) Monthly fees. Every customer has to pay some initial fee for using a Juniper Credit Card. When there is any late payment, the credit card is cancelled or late payment is charged in most cases.

4) Late fees when the payment is not made around the deadline. The repayments are mailed back to the customer’s account in the bank. The client is provided an alert to ensure that he may become conscious that payment shall be made. However, if he ignores that and the deadline passes by, then the customer is needed to pay this charge.

Those are the main fees you will be paying if you acquire this credit card. Although they sound hefty, this is what it’s like for any credit card. Make sure to read the benefits to see if they outweigh the fees in your mind.